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CHECKLIST |
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Legible sales contract signed by buyers and sellers.
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Name and address of landlord for the past two year's rent. (if eligible) |
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Proof of all income from the past 24 months (tax returns, pay stubs, W-2 and/or bank statements). |
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Proof from all deposit accounts, checking, savings, money market, IRA, and brokerage accounts. |
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Three months of most recent bank statements from deposit accounts, stocks, bonds, etc. |
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If you choose to include income from Child Support/Alimony, need copies of court records or cancelled checks showing receipt of payments. If you are
self-employed or paid by commission, you will need previous two year Federal Income Tax Returns with all schedules, year-to-date profit and loss statement and balance sheet |
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24 months bank statements |
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If you have filed bankruptcy in the last seven years you will need a copy of petition or discharge, handwritten explanation of the reason for bankruptcy and evidence of credit since the bankruptcy. |
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ADVICE |
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Learn 10 absolutely vital things you need to know before purchasing or refinancing your home. |
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Step-By-Step advice you can use to purchase or refinance your new home. |
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Find the lowest conventional mortgage loan rates available. |
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Our 1st Time Home Buyer programs are designed to educate you and save you money. |
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Info on the NO INCOME VERIFICATION loans for self-employed individuals. |
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Learn how to purchase a new home with little or no money down. |
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Use creative loan programs and mortgage loan programs that will put thousands of dollars back into your pocket. |
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Please contact us at 305.871.5155 and one of our representatives will be happy to assist you |
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